Gateway Funding Diversified Mortgage Services L.P. is licensed by the PA Dept of Banking as first mortgage banker & licensed pursuant to the PA Secondary Mortgage Loan Act; AR Mortgage Company License; AZ licensed mortgage banker - License (#BK0910184); Licensed by the Dept of Corporations under the CA Residential Mortgage Lending Act; DC Mortgage Lender & Broker; NV Licensed Lender; GA Residential Mortgage Licensee (#15499); IL Residential Mortgage Licensee; KS Licensed mortgage company – License #2005-4872; MA Mortgage Lender & Broker (#3052); Licensed by the NH Banking Dept (#10192-MB); Licensed by theNJ Dept of Banking & Insurance; Licensed Mortgage Broker - NYS Banking Dept; a Mortgage Lender & Broker in RI; Licensed by the Virginia State Corporation Commission (#MLB-985); Gateway Funding is also authorized or exempt as a mortgage banker in AL, CO, CT, DE, FL, HI, IN, ID, ME, MD, MI, MO, NM, NC, OH, OK, OR, SC, TN, TX, UT, VT, WV, & WI. This is not an offer to extend credit to any individual who may be entitled to a more complete disclosure per RESPA, TILA, HOEPA or any other more applicable federal, state or local law or regulation, Rates, Terms, Fees and Equity requirements are subject to change without notice. Products and programs are subject to change without notice. For qualified borrowers only. © 2008 Gateway Funding Diversified Mortgage Services, L.P.